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The Top Credit Card for Everyday Outlays for Families
For credit cards users, a number of good deals are around which are quite convenient in stretching your budget. Especially when handling the expenditures of a family, very few options would be useful as your plastic friend would be. However, there is one critical thing that one has to be careful about. It is crucial that you confirm that you can pay off the balance fully each month. That way you will not be paying for interest, therefore, avoid servicing a debt. Budget wisely and be careful about payday loans. You ought also to ensure that your flexible friend Make sure that your credit card is a friend offering your benefits. Making sure you do that ensures that get cash or other incentives when making all purchases. In the post, we will outline every detail that will show that a credit card will be the most suitable for daily spending.
We have outlined a few options for those who want a card that will offer more money. They come with a generous proportion of cash back from your outlays, more so beneficial after the holiday period. Be careful about applying for multiple credit cards as they could ruin your credit score.
A suitable card that would serve as a dependable workhouse is the Citi Double Cash Card. It may not have the glamour, but it compensates that with enabling you to earn cash backs with relative ease. You will be getting 2 percent back for every spend you make, which is quite generous. One percent will be offered at the time of purchase and the remaining when you pay it off. For those leading a life plenty of activities the card is designed to suit the lifestyle perfectly. It doesn’t come with any sign-up bonuses but you will not be incurring any annual fee.
Another option that is quite generous with cash back would be the Chase Freedom Unlimited card. Although not as much as the previous option, you will be getting 1.5 percent flat rate for every purchase. Moreover, you will not have any APR on balance transfer for a whopping fifteen months. You as the cardholder will get a 150 dollars as the cash bonus. You will only receive that amount if you are able to spend five hundred dollars within the first three month. That could be beneficial and cater for a stack of additional groceries.
You could try applying for the American Express Blue Cash Preferred Card – the cardholder will be getting six percent, but that will happen after spending up to 6000 dollars in a year. Thereafter, the percentage drops to 1 percent but 3 percent if used to get gas and this is why it is important to compare these cards